I'll allow that the premise is both stupid and dumb, but what's offensive about a long-winded and Variety-speak way of saying that "actions have consequences"?
Because life decisions and life events often have permanent effects, and those effects are not always good.
"Aw, you got laid off and now you can't pay your mortgage? Guess you lost at the game of work! Ha ha! And your wife left you? Man, you lost at the game of marriage, too!"
Life isn't a game, man. If you want to call yourself a "reality" show, be a "reality" show, that's fine. But it's not a game, and for someone whose most difficult life decision in the next week is going to be "steak or lobster?" to dismiss "real-life risk and reward" as a "game," that's something I find offensive.