I wasn't even thinking about the lesser prizes when I said what you quoted. My observation was merely that they should have been doing the two-out-of-three thing all along, and CERTAINLY when they went to returning champions.
As for the money, I definitely see your point (now that I've read the link). There's nothing particularly chintzy with the new payouts taken by themselves. In other words, had this been the payout all along, I don't think anyone would accuse them of being cheap. But yeah, when they were giving out more and now they're giving out significantly less, it does look bad to regular viewers.
Still wish the champ would get 45 seconds instead of 30 so that he could realistically hear all nine questions in the bonus, but other than that, I'm pleased with the moves.